The Plutuss Way
We provide comprehensive, long-term advice that is regularly & proactiely reviewed.
Plutuss are partners in your financial journey, working together towards your destination. That's why we believe in taking our time to get to know you, your financial goals, and your objectives in detail. Once we have gathered this information, we will have all we need to create a tailored plan that will strengthen your financial position.
Our Process
1. Get acquainted
It’s important for us to get to know our clients as people first. For us to be able to help you along your financial journey, we need to have a solid understanding of your current situation and financial objectives. Our initial meeting is focused on establishing a strong working partnership, where we invite you to ask any questions you may have to help decide if we are the right financial planners for your circumstances.
And best of all, this meeting is completely free.
2. Initial assessment
The next step in the journey involves us completing our initial assessment to see how we can put you in a stronger financial position.
If our assessment shows your existing financial arrangements are appropriate for your needs and objectives, we don't lead you on. Rather, we let you know that you are on the right track to meet your financial goals - and charge no fee for completing this service. If a required change is identified, then we will move on to the next stage of the process.
3. Scoping
If we have discovered any gaps in your current financial arrangements, we provide you with a detailed scope of work, which clearly outlines the key financial matters that need addressing and the time it will take for us to prepare a financial plan for you.
During this step, we will be transparent and honest in communicating our professional fees for completing the work outlined.
4. Strategy development and education
Now that we have all the information we need, our team of experts will prepare a detailed Statement of Advice (SOA) outlining strategies and recommendations customised for your unique financial goals and circumstances. On completion, we will set up a time to take you through the SOA and explain each strategy to ensure you have an excellent understanding of our recommended solutions and their proposed outcomes.
5. Execution
Time for action. This is where we implement our advice, which can involve opening new accounts and platforms, rollovers, obtaining or altering new insurance cover, setting up wills, and executing recommended investments.
Our professional fee outlined under scoping includes our fee for this execution phase. We do not charge any additional fees for implementation.
6. Nurture
With your new financial plan now in place, we can check in at regular intervals to monitor any outcomes and determine if your goals have changed along the way. This also allows you an opportunity to discuss any additional needs you may have with your trusted advisor. We charge an annual service fee which we will communicate with you at the scoping stage.
Each step of this journey is essential for helping you reach a place of financial security, where your goals are being met and you are actively working towards an assured future. If you would like to engage with Plutuss’ expert financial planning services, then reach out to us today at 0415 266 666.
MORE OF OUR SERVICES
Super and
Retirement Planning
We formulate strategies to help you structure your superannuation investments to ensure your retirement needs are met.
Investment
Advice
We use our wealth of knowledge and experience to formulate investment strategies that are aligned with your objectives and risk profile. You will benefit from knowing that your investments are well diversified to minimise volatility and risks.
Insurance
and Risk
At Plutuss, we understand the importance of protecting wealth and our professional relationships with Australia’s major insurance providers allows us to provide you with recommendations that will hele you protect your wealth.
Self-Managed
Superannuation
We provide you with comprehensive education, setup, and ongoing administration of your SMSF so that you have a clear understanding of your obligations as a trustee and are well equipped to navigate through the complex compliance requirements of an SMSF.
Wealth
Protection
We work closely with you to ensure your estate planning plan is in place to ensure your wealth is passed on to your loved ones in line with your wishes.
Debt
Management
By engaging with our debt management services, you can unburden yourself of the weight of financial stress. With this new freedom, you can focus more of your attention on the things that matter, instead of constantly stressing about having to pay off debt.